12-08-2022, 14:33
Yes you`re probably right, Dev. I sometimes assume that everybody is as anal as I am when it comes to keeping card receipts and a close track on what I`m spending. All of our cards (we have several; I won`t go into why or you really would be calling for the men in white coats) are paid off in full every month. I`m paranoid about that; it drives my wife mad. It`s probably partly my upbringing (working class; you don`t go into debt unless you absolutely have to, which we don`t) and partly due to the fact that I worked in banking for a large part of my career (I resent like hell the idea of paying even a penny in interest to those greedy bastards).
I appreciate that credit cards can be dangerous and that a lot of people can get into debt with them if they`re not aware of the dangers. Then again, their problems are due in no small measure to the aforesaid greedy bastards who make credit far too easily available at iniquitous rates of interest to people with no means of repaying it. I`ve actually seen adverts on tv for payday loans at around 5,000% APR (although not High Street banks, admittedly). Unbelievable. It should be illegal and one has to question why it isn`t.
I`ll put my soapbox away for a while now, unless somebody gets me started again. Pease don`t.
I appreciate that credit cards can be dangerous and that a lot of people can get into debt with them if they`re not aware of the dangers. Then again, their problems are due in no small measure to the aforesaid greedy bastards who make credit far too easily available at iniquitous rates of interest to people with no means of repaying it. I`ve actually seen adverts on tv for payday loans at around 5,000% APR (although not High Street banks, admittedly). Unbelievable. It should be illegal and one has to question why it isn`t.
I`ll put my soapbox away for a while now, unless somebody gets me started again. Pease don`t.