Reading's play off record:
1995: First division (Championship)
Tranmere Rovers 1–3 Reading
Reading 0–0 Tranmere Rovers
Bolton Wanderers 4–3 (a.e.t.) Reading
2001: Second division (League One)
Wigan Athletic 0–0 Reading
Reading 2–1 Wigan Athletic
Reading 2–3 (a.e.t.) Walsall
2003: First division (Championship)
Wolverhampton Wanderers 2–1 Reading
Reading 0–1 Wolverhampton Wanderers
2009: Championship
Burnley 1–0 Reading
Reading 0–2 Burnley
2011: Championship
Reading 0–0 Cardiff City
Cardiff City 0–3 Reading
Reading 2–4 Swansea City
2017: Championship
Fulham 1–1 Reading
Reading 1–0 Fulham
Huddersfield Town ?-? Reading
So that's 3 finals and 3 final defeats. Let's make it 4 out of 4.
Their finals have all been goal fests as well, whereas ours tend to be 120 minutes of drabness, settled by a penalty shoot out. We haven't even scored a goal in a final since Chris Billy's goal in 1995, but we won't let that worry us.